A torn ligament injury can be a painful and debilitating experience. It can affect your ability to work, participate in daily activities, and enjoy life. If you have suffered a torn ligament injury due to car accident due to someone else’s negligence, you may be asking, “What is my torn ligament injury worth?“
Determining the value of a torn ligament injury can be difficult as it depends on multiple factors; one of the best ways to find out how much your case is worth is to discuss your experience with an experienced Chicago personal injury lawyer.
What Is a Ligament?
A ligament is tough, fibrous tissue connecting bones, stabilizing joints, and supporting anatomical movements.
What Are Common Ligament Tears?
A torn ligament injury can a complete ligament tear or a partial tear and can occur in any joint of the body, but some of the most common ligament tears are:
- Knee injuries often involve Anterior Cruciate Ligament (ACL) ligaments.
- Ankle injuries often involve ATFL and CFL ligaments
- Wrist ligament injuries impact scapholunate, TFCC
- Shoulder rotator cuff tears commonly occur from overuse or trauma
What Determines the Value of Torn Ligament or ACL Injuries?
The value of a torn ligament injury case can vary greatly depending how severe injuries are and on other factors, including:
- Extent of injury
- Cost of medical treatment
- Lost wages
- Prognosis and long-term recovery process
- Comparative negligence and whether you share in the fault
- Available insurance coverage
How Much Compensation Can I Receive for a Torn ACL?
Download our free injury report: The Price of Pain: 19 Factors that Determine Your Injury Case Value to better understand how this factors contribute to the value of your ligament or ACL tear case.
Getting Maximum ACL Injury Settlements
A fair ACL injury settlement will depend on several factors, including the severity of your injury and its impact on your life. Maximum compensation in a torn ligament case should cover both tangible expenses like medical bills, as well as provide compensation for pain and suffering and can include:
- Medical expenses including physical therapy
- Lost wages
- Pain and suffering
- Disability or reduced earning capacity
- And more
Can I Make a Claim for Ligament Tears Suffered at Work in Illinois?
Yes, you may be able to make a claim for a torn ligament injury suffered at work in Illinois. Workers’ compensation laws cover injuries sustained on the job, including torn ligaments. However, it is essential to consult with an experienced workers’ compensation attorney to ensure that you receive fair compensation.
Should I Accept the Insurance Company’s Settlement Offer for My Ligament Tear Injury?
Don’t accept the insurance company’s initial settlement offer without first consulting with a personal injury lawyer. Insurance companies are often more concerned with their profits than fairly compensating injury victims, and they may try to offer a lower than average settlement in hopes of quickly resolving the case.
What If My Ligament Tear Injury Was Partially My Fault?
In Illinois, the legal principle of “comparative negligence” allows an injury victim to still receive compensation for their injuries even if they are partially at fault for a prior ACL injury or other accident. The amount of compensation can be reduced by the percentage of fault assigned to the victim. For example, if you were found to be 25% at fault for your torn ligament injury, your total compensation would be reduced by 25%.
